You’re likely no stranger to the deluge of junk mail that floods your mailbox on a regular basis. When you close on a new home, you become a new target: flyers for lawn care or cleaning services and offers for credit cards, there’s a particularly insidious type of mail that preys on unsuspecting consumers: companies offering to provide copies of your property deed for a hefty fee.
These companies often target homeowners leading them to believe that obtaining a copy of their deed is a complicated or essential task. However, the truth is far simpler and much more cost-effective.
At the time of closing in Indiana, all parties involved in a real estate transaction receive a copy of the signed Warranty Deed. Additionally, buyers receive the original, recorded Warranty Deed along with their Owner’s Policy. Should you ever need additional copies of your deed, you can easily obtain them through either the Title Company or the County Recorder’s Office for a nominal fee.
These companies often charge exorbitant prices for a service that is readily available for free or at a fraction of the cost through legitimate channels.
So, the next time you receive an offer in the mail promising to provide you with a copy of your deed for a hefty fee, remember: don’t be fooled. Save your hard-earned money and opt for the affordable and legitimate avenues provided by the Title Company or County Recorder’s Office. Your wallet—and your peace of mind—will thank you for it.